The effect of the operator's fault on the liability of the insurer in respect of compensation for loss of support under the compulsory financial liability insurance of highways motor vehicles

Intheevent of trafficaccidentsresulting in death, thedamagesufferedbythepersonwho is supportedorsupportedbytheexploiter in thefuturemust be compensated. Thisdamage is calleddamagecausedbylack of support. Inthecompensation of theloss, it is important how thefailure of theexploiterwillaffectthecompensationto be paidbytheinsurer. This is becausetheclaimsforsupportindemnitythatfallwithinthescope of theliability risk of theenterpriseareexcludedfromthescope of insurancecoverage. Inotherwords, thosewhoaresupported in trafficaccidents in whichtheexploiter is fullydefective cannot demandanycompensation. On theotherhand, in caseswherethedefect is sharedamongthesurvivors, thedefect of thedeceased in terms of compensationfordeprivation of supportemerges as thereasonforthereduction of compensation.