An analysis of the financial performance of commercial banks in Turkey using SD and ARLON methods

Performance evaluations conducted during the operating periods of banks have become increasingly important in an environment of growing competition. It can be said that banks have been compelled to measure their performance not only at the end of specific periods but also on an ongoing basis in this competitive environment. For example, the banks evaluated in this study are traded on the BIST and are therefore required to evaluate their performance on an ongoing basis. This study evaluates the financial data of the fourth quarter of 2024 for Akbank Türk AnonimŞirketi, Türkiye Halk BankasıAnonimŞirketi, Türkiye İşBankasıAnonimŞirketi, YapıveKrediBankasıAnonimŞirketi, Türkiye CumhuriyetiZiraatBankasıAnonimŞirketi, and Türkiye VakıflarBankası Türk AnonimOrtaklığı. These ratios were evaluated using the following metrics: Loans Received/Total Assets, Total Deposits/Total Assets, Fixed Assets/Total Assets, Total Loans/Total Assets, Capital Adequacy Ratio, Other Operating Expenses/Total Assets, Liquid Assets/Short-Term Liabilities, and Return on Equity ratios. These ratios were analyzed using the SD Method and ARLON method from the MCDM methods, and performance analyses of the relevant banks were conducted based on specific criteria. Keywords: BIST, SD, ARLON, Multi-criteriadecision-making, performanceanalysis