SMES' awareness of Basel II

The SME?s constitute the approximate %99 of managements which are active in Turkey like being in all world countries. The weakness of self-capital structures constitute the basis of financial problems. For this reason providing economical stability, reducing inflation and credit costs and increasing the sources of bank in financial structure are important fort he solution of financial problems of SME?s.The rapid developments in financial current prices suggest the necessity of strengthening of SMEs? themselves for financial and managerial angles. Probably the most important newness which the financial current prices bring is the Basel II arrangements influence financial associations as well as the private sector firms which are in credit connections with these associations. According to the adequency of Basel II capital The SME?s which are financed in good way, well-ruied, prepare all necessary informations in true way, periodical and in a way that reflects the reality have the chance of being credited from financial associatons with low cost by taking the best degree.In this study, financial problems of the SMEs? and what the SME?s should do will be argued proving Basel II regulations solutions to the SMEs financial problems.Key Words: SME, Basel II, SMEs Financial Problems.