Examination of financial literacy within the framework of money management: An application to health workers in Ankara

Globally experienced financial crises, childhood diseases, ongoing chains, and financial instruments that multiply in parallel increase the use of individuals for financial literacy. Individuals need financial information in every detail, from their daily expenses to their investments. They want to be financially literate in order to keep the financial savings of these resources under control and to manage their money. At the same time, financial literacy is important for households, national economies and financial markets. Because having knowledge of the financial system and using efficiency effectively and efficiently provides more effective management of the markets, as well as the contributions of the management of the country's economies. In this context, financial literacy; It is the ability to evaluate the risks that exist in the financial market, to understand the financial market, to manage money and to evaluate different areas of savings. The fact that financial literacy dominates the impression that it contributes positively to the welfare of individuals and society in the related literature makes the consumption of financial literacy burden attractive for many segments of the society. Starting from this point, it will be examined how the demographic groups of health workers improve financial literacy and money management skills, and the relationship between financial literacy perception and money management ability. For this purpose, a questionnaire was applied to the health business of Ankara province and the results were evaluated. According to this, when the financial literacy perception of health workers is analyzed according to demographic growth, it has been determined that there are differences in gender, number of people in the household, monthly income, education level and the person who brings income to the household. When the money perception management is analyzed according to the demographic view, it has been determined that the occupational group, the number of people in the household, the monthly income of the household, the education level and the monthly income show differentiation. It has been determined that the perception of financial literacy and the perception of money management skill have positive orientation and direction.