Bank Performance Evaluation in Emerging Market The Case of Turkey and Brazil

ABSTRACT: This study tries to investigate the banking performance in Turkey and Brazil as the two countries in emerging markets. Considering the many years as well as a sufficient number of the best banks in each country, and also using the CAMEL model as a powerful and strong ratio to evaluate the overall situation of banks has allowed us to have an accurate information about the banks’ performance. This study is focused on the years of recent global financial crisis and obviously tries to show the performance of the top banks in the selected countries. It is planned to measure the performance in terms of capital adequacy, asset quality, management, earnings and liquidity. For this aim, it is referred to most commonly used ratios in banking system. In this study, regression analysis is used to make the hypothesis test and determine the ratio significance. Consequently, the result of this study can be very useful for investors who look to diversify the markets considering that the expected markets are saturated in developed countries. Keywords : Emerging market , CAMEL , Financial crisisiv. …………………………………………………………………………………………………………………………