Likidite yeterlilik oranının belirleyicileri: Türk bankaları üzerine ampirik bir çalışma

Liquidity and liquidity risk is a phenomenon that has important consequences in the management of banks. In addition, liquidity risk has an important role in banking crises. With the new regulations created, liquidity indicators are taken into account in the evaluation of the financial strength of the banking sector and banks. This study examines the variables that affect the liquidity risk of the Turkish banking sector. As a result of the analysis using simple linear regression, it was found that the factors affecting the liquidity management in the Turkish banking sector, although their effectiveness changes periodically, are the ratio of cash values to total assets, the ratio of demand deposits to total deposits, the ratio of non-performing loans to total cash loans, and the ratio of funding from repo transactions to total liabilities.