Determining the financial literacy and financial awareness levels of retail sector employees: The case of Burdur

With the impact of globalization and technological advances, integration of financial markets and institutions as a result of the loss of confidence in an inseparable manner, individuals need to take decisions wisely to be able to finance their next financial income and financial literacy savings and investment is a very important concept in turn to the right. Financial literacy; Although it comes across as a concept that is just beginning to be heard, it refers to the level of competence that allows a person to use and manage money in everyday life by evaluating it with knowledge and making effective decisions. Even the most ordinary transactions have an impact on financial literacy. Financial literacy plays an influential role in today's decisions and our future. The main purpose of this study is to determine the financial literacy and financial awareness levels of retail sector employees in Burdur province and to examine whether there is a differentiation in financial literacy and financial awareness levels according to the descriptive characteristics of the participants. March February and March 2021, the questionnaire form prepared for the purpose was applied to 501 people who were determined by the random selection method and who accepted to participate in the study voluntarily. The data were analyzed with the SPSS for Windows 22 package program. In the analysis of the data, numbers, percentages, minimum and maximum values, mean and standard deviations, and various statistical analyses were used. As a result of the research, it was determined that the participants had a good level of financial literacy and a moderate level of financial awareness. While there were no differences in the level of financial awareness of the participants according to their gender, marital status, working time in the company, and their working status during childhood, other variables considered in the study were age, educational status, monthly income level, number of dependents, finance, economics, etc. topics: education, health, finance, and the media followed the developments in the economic field until he starts to their family's life workbook a regular job/income status according to there were statistically significant differences in the levels of financial literacy. In addition, it was concluded that the financial awareness levels of the participants did not differ according to marital status, monthly income level, and working status during childhood and that there were significant differences in financial awareness levels compared to the other variables mentioned above.