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Financing agriculture, private bank aplications case of Denizbank

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2019
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Abstract (EN)

In this study, the financing agriculture in Turkey, an important share for the sustaina-bility of agricultural production were examined, private banks that provide financing to ag-riculture were examined and DenizBank case was discussed. Both technical and economic evaluation is necessary to direct agricultural financing. Trying to meet the financing needs needed by the producer with wrong credit policies which has disrupted the balance of income and expense and it was forced people to receive financial support from third parties. Deniz-Bank which one of the private banks, closely followed the developments in the agricultural sector and it has provided technical support to the producers of the agricultural sector with the right loan models as well as a team of agricultural engineers. At the same time, Deniz-bank also met the increase in technological developments in the agricultural sector, the inc-reasing financing demand of the producer in order to achieve the strongest fluctuations in input prices and the highest efficiency in the unit area. According to the results of the rese-arch, it should be ensured that flexible payment opportunities can be determined according to production results by credit limit, maturity, payment frequency and amount of payment in agricultural loans provided by banks. Encouraging the financing of resources by organizing, Developing treasury-supported collateral models for the conservation and continuity of pro-duction areas as well as reducing the credit demand and risk premium, production and mar-keting plans should be made and encouraged with the participation of stakeholders. Keywords: Agriculture, Financing, Credit, Cooperative, Economy.

Author

Ahmet Çelik

How to Cite

Ahmet Çelik (Master Thesis). Financing agriculture, private bank aplications case of Denizbank, 2019, Tekirdağ Namık Kemal University.

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