The relationship between conservatism and savings financing system in Turkey

The aim of the study is to examine whether there is a relationship between conservatism and the savings financing system in Turkey. First of all, conservatism as an ideology was examined and the relationship between conservatism and religiosity was researched. Subsequently, the perception of conservatism as religiosity as an ideology in Turkey is explained by including the views of the participants. Then, it has been investigated whether this relationship is reflected in the savings financing system as a consumption preference. The study was prepared to reveal whether there is a direct relationship between conservatism and the savings financing system in Turkey. In this context, the actors of the savings finance system are included in the study. While choosing the actors of the system, the opinions of both sector employees and sector customers were included. The method of the study is in person interview method. Snowball sampling method was used in the study. Random sampling was preferred while choosing the study group. While volunteering participants were included, attention was paid to obtaining explicit consent for both the reliability of the study and the safety of the participants. While selecting the working group, who work in the sector and have worked before, 25 people were reached, and 5 people accepted to be a participant with open consent due to various personal reasons. 60 people were reached for the working group selected among the customers of the savings finance system, and 21 people were included in the research with explicit consent. According to the results of the study, it was concluded that there is no direct relationship between conservatism and the savings financing system in Turkey, this relationship cannot be explained only by conservatism, and economic reasons are also at the forefront. It can be said that there is an indirect relationship between conservatism and the savings financing system.