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Further in turkish banking sector'determination and comparison of financial crises by ratio analysis of public and private equity banking effect (1990-2015 period)'

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2017
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Abstract (EN)

The economic crisis at the macroeconomic level by creating a threat to the financial structure of all units in which are difficult to determine in advance the imbalances that reveal emerging trends. The banking sector in times of crisis and risks that are encountered in direct interaction with imbalances in the financial structure, since the examination of this sector is of great importance. At the same time, the financial situation of the sector the development of the country because it is directly related to the monitoring of the sector is important in terms of policies to be followed in the public sector. When taken in the banking sector in our country until the present day financial crisis that is the cause of the financial collapse was marked by the development and many. In the study, the financial performance of public and private banks in the Turkish banking sector were monitored. Banks that were involved in the investigation of 26 years between 1990 and 2015, covering the period from the financial statements ratio analysis with data sets reviewed. Ratio analysis with graphics generated as a result, between 1990 and 2015 the effects of the current financial crisis on the banking sector were monitored. In the study, divided into two groups according to the banks capital; capital adequacy, asset quality, profitability and liquidity ratios of the rates of the groups (private and state-owned banks) compared to the activity patterns were evaluated. The scope of the research examined the adequacy of banks ' capital, asset quality, profitability and liquidity ratios were examined and the general averages of the ratios financial activities in order to revitalize the economic crisis in the period of asset quality ratios, it is found that it has the effect of lowering of loans. During the 2001 crisis, all except ratios capital adequacy ratio has been adversely affected. In the study, in the last 26 years in the Turkish banking industry capital adequacy, asset quality, profitability and liquidity ratios in the years of change in the trends of the graphs were shown. Variation of the ratio in times of crisis in Turkey in 26 years, uncovering uncertainties in future periods that may occur prior to the detection will be effective.

Author

Süleyman Bilgiç

How to Cite

Süleyman Bilgiç (Master Thesis). Further in turkish banking sector'determination and comparison of financial crises by ratio analysis of public and private equity banking effect (1990-2015 period)', 2017, Uşak University.

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