The impacts of 2008 global economic crises on credit policies of banks and financal analyses

In 2008, the world faced a global crisis named mortage crisis. The finacal wave started in USA in 2007 and short after it effectted many countries and become a global crisis. The main reason of the crisis, chaos that was caused the high risky financial products that was presented to the customers. This crisis caused long time and grand size liquidity problem. Banks , the biggest agent of the trade funds, has changed their credit policies which bas began with Basel Capital Approachement. This case has been strengthen with global crisis in 2008.Global crisis, Bank?s Credit Policies, the financial analysis that was used by bank for the credits valuing has been analysed in this study.