Scoring of financial analysis results for the credit demands assessment and applicability in the computer

The Model was developed in this study which about ?Credit Rating? for the credit foundations. Many of banks and credit foundations are using special softwares for the credit demands ratings of customers. Barely, these softwares were developed which is using ratio analysis for the credit solutions generating. Whereas, that will be give effective results when ?Financial Tables Analysis Technics? are using together. The software was developed which named ?SM (Scoring Model)?. This software developed for; practise credit demander company?s financial analysis tables and generate comments according the results. The Credit Decisions of the Credit Foundations were quick through to Credit Score of Credit Demander with this software. Also Financial Analysis Results? comments recieved easily. Observation of Reason- Result relations about giving Credit Scores results were healthy in term of Financial Intelligence. Financial Tables Analysis Technics; comparative analysis technic, perpendicular analysis technic, ratio analysises and cash trend tables can analysis seperately with this developed model. Afterwards, company?s; today and future liquidity view, profitability, strenght of payment debit to be seen with comments of recieved results. Points were calculated for each analysis technic and single credit score was achieved from all calculated points. After all these procedures, company?s credit score is calculating automatically with ?SM (Scoring Model)? and process end with last decision to be comment according to ?SM? (Scoring Model) Scale In last chapter, sample company analysis with ?SM (Scoring Model)? was completed, in addition to credit expert?s credit scores to sample financial tables were compared with ?SM (Scoring Model)? scores, that was gave important traces about applicability.