Savıng Deposıt Insurance Fund And status Of funds claims

The purpose of this study is, to investigate the savings deposit insurance systems on the scale of the world and Turkey, at the same time to research the claim collecting performance of Savings Deposit Insurance Fund in the light of Historical development of application models.The conceptual framework has been established within topics about deposit insurance systems with seting out the definition of banking. Deposit insurance systems with the application variation from different countries have been examined and Turkey application forms have been described.In this study, some examples are given from the deposit insurance systems that being applied in developed countries, different application methods have been analyzed and historical development of system that being applied in Turkey has summarized with its legal basis. Operation processes of the banks that covered by funds received are illustrated and the way of their fund inclusion have been summarized. In the light of current data, financial burden that occured by them and situation of their compensation have been examined in substance.That is seen in the light of all this research and evaluation,; primarily, the collecting performance of TMSF is closely related with the structure of shares and capital of the banks and degree of care of bank licensing activity details are identical impress the collecting performance after fund inclusion.The legal and supervisory gaps existent in the terms of bank licensing allow the bank owners and administrators that dont carry about moral values to use the collected deposits for their own interests. The existent of the deposit insurance system in Turkey has motivated the savers to save their savings in the banks, and this has grown the damage that ocuurred by aforementioned bank owners and administrators. It was understood that; after the fund iclusion of the banks, the damages could not be recovered by the collecting from the banks and owners.As a result, on the one hand, while the state have to give assurance to the savings owner, in the other hand, banking sector have to be based on a solid legal fundament and banking activities have to be under strict supervision.SAVING DEPOSIT INSURANCE FUND ANDSTATUS OF FUNDS CLAIMSABSTRACTKARALAR, BünyaminYüksek Lisans, Bankacılık Eğitimi Bilim DalıTez Danışmanı: Prof. Dr. Rauf ARIKANMayıs-2010,150 SayfaThe purpose of this study is, to investigate the savings deposit insurance systems on the scale of the world and Turkey, at the same time to research the claim collecting performance of Savings Deposit Insurance Fund in the light of Historical development of application models.The conceptual framework has been established within topics about deposit insurance systems with seting out the definition of banking. Deposit insurance systems with the application variation from different countries have been examined and Turkey application forms have been described.In this study, some examples are given from the deposit insurance systems that being applied in developed countries, different application methods have been analyzed and historical development of system that being applied in Turkey has summarized with its legal basis. Operation processes of the banks that covered by funds received are illustrated and the way of their fund inclusion have been summarized. In the light of current data, financial burden that occured by them and situation of their compensation have been examined in substance.That is seen in the light of all this research and evaluation,; primarily, the collecting performance of TMSF is closely related with the structure of shares and capital of the banks and degree of care of bank licensing activity details are identical impress the collecting performance after fund inclusion.The legal and supervisory gaps existent in the terms of bank licensing allow the bank owners and administrators that dont carry about moral values to use the collected deposits for their own interests. The existent of the deposit insurance system in Turkey has motivated the savers to save their savings in the banks, and this has grown the damage that ocuurred by aforementioned bank owners and administrators. It was understood that; after the fund iclusion of the banks, the damages could not be recovered by the collecting from the banks and owners.As a result, on the one hand, while the state have to give assurance to the savings owner, in the other hand, banking sector have to be based on a solid legal fundament and banking activities have to be under strict supervision.SAVING DEPOSIT INSURANCE FUND ANDSTATUS OF FUNDS CLAIMSABSTRACTKARALAR, BünyaminYüksek Lisans, Bankacılık Eğitimi Bilim DalıTez Danışmanı: Prof. Dr. Rauf ARIKANMayıs-2010,150 SayfaThe purpose of this study is, to investigate the savings deposit insurance systems on the scale of the world and Turkey, at the same time to research the claim collecting performance of Savings Deposit Insurance Fund in the light of Historical development of application models.The conceptual framework has been established within topics about deposit insurance systems with seting out the definition of banking. Deposit insurance systems with the application variation from different countries have been examined and Turkey application forms have been described.In this study, some examples are given from the deposit insurance systems that being applied in developed countries, different application methods have been analyzed and historical development of system that being applied in Turkey has summarized with its legal basis. Operation processes of the banks that covered by funds received are illustrated and the way of their fund inclusion have been summarized. In the light of current data, financial burden that occured by them and situation of their compensation have been examined in substance.That is seen in the light of all this research and evaluation,; primarily, the collecting performance of TMSF is closely related with the structure of shares and capital of the banks and degree of care of bank licensing activity details are identical impress the collecting performance after fund inclusion.The legal and supervisory gaps existent in the terms of bank licensing allow the bank owners and administrators that dont carry about moral values to use the collected deposits for their own interests. The existent of the deposit insurance system in Turkey has motivated the savers to save their savings in the banks, and this has grown the damage that ocuurred by aforementioned bank owners and administrators. It was understood that; after the fund iclusion of the banks, the damages could not be recovered by the collecting from the banks and owners.As a result, on the one hand, while the state have to give assurance to the savings owner, in the other hand, banking sector have to be based on a solid legal fundament and banking activities have to be under strict supervision.