Determination of financial literacy levels example of Düzce province

This study was conducted to determine the financial literacy levels of individuals living in Düzce province and to determine whether financial literacy levels differ according to financial attitude, financial behavior and demographic factors. Data obtained from 448 individuals over 18 years of age living in Düzce were analyzed by T test and Anova test. As a result of the analysis; It was determined that 34.8% of the participants had basic level and 32.1% had advanced financial literacy. It was concluded that gender, age groups, occupational groups, income levels and education levels had an effect on individuals' financial literacy levels, financial attitudes and financial behaviors. In addition, the basic level of financial literacy levels were found to be effective on financial attitudes and behaviors. Keywords: Financial Literacy, Financial Behavior, Financial Attitude