Risk in the Iraq banking system: An evaluation based on stock values

Abstract: The low contribution of economic sectors (industry, agriculture, and services) to gross domestic product. The decrease in bank credit granted to productive sectors, the high level of banking risk in the productive sectors and the low competitiveness of domestic production. Bank credit is one of the main sources of financing to stimulate and increase local production. The Concept of Banking Risk Management is important. The main characteristic that governs the activity of the bank is how to manage the risk, so the risk is possible as long as the banking activity is in order to identify these risks and everyone agrees that there is no banking activity without a margin of risk and what is required is how to avoid this risk and keep banks safe of banking crises. The Concept of Banking Performance is also important Is a reflection of the Bank's ability to achieve its objectives? Banking performance is the last step of the bank's activity, focusing on the objectives of continuity and growth, and is considered to be long-term goals for the organization. Performance as a result of the Organization should be assessed against a specific goal, Financial assets such as asset return, return on investment and return on shareholders ' equity, profitability and growth were used Sales and earnings per share as indicators to measure financial performance. A key tool in assessing banks' financial performance is the financial indicators so that they can face the obligations owed to them. Therefore, diagnostic tools are considered to be fundamental tools of financial analysis, which is the beginning to measure the performance and then end the evaluation of financial performance, and financial indicators are the most important bases on which to base them Performance evaluation in banks, the process of performance evaluation depends mainly on the appropriateness of financial indicators and their ability to measure performance this leads to the success of the evaluation process. And financial ratios are mathematical relations between the numbers and usually are in the form of ratios, these ratios are easy to measure and are used as a measure of bank performance due to a large number of financial indicators. Key Words: Irak Banking System, Market Value, Risk. Science Code:1121 2020, 73