The evaluati̇on of product di̇versi̇ty and current developments i̇n parti̇ci̇pati̇on banki̇ng i̇n Turkey

The purpose of the study is to provide information regarding the adequacy level of the product variety in terms of the probable future of Participation Banking in Turkey and whether the potential of the participation banks in Turkey could be utilize in comparison with conventional banks. Some results have been obtained by evaluating the participation banking instruments with the "Historical Process Method". These results shows us that Turkish Participation Banking system has developed over the years, in the direction of efforts has done by public institution also. In addition, the ratio analysis method was used to compare the sectors of the six banks we selected. Thus, the data obtained indicates how close or distant the participation banks are in relation to the classical banking ratios. Also it is stated that the interest rate tool that separates two banking system requires to develop a new system and legal framework by comparing with the previous implementation on the participation banking in Turkey