The improvement of agriculture insurance in Turkey and its effects

Agricultural sector is the most important sector for the continuousness of human life. In this respect, even though the sustainability of the agricultural sector is possible with a production structure which is correct and riskless, the decreasing water resources with the environmental issues faced in the last years also considerably effect the agricultural production. When informing about the risk system of a country's agricultural sector, insurance business comes in sight as an important concept for these risks to be cleared. In this direction, the main purpose of the thesis study is for introducing the development of agriculture insurance in Turkey and its effects. Within the study, determining the risks agricultural sector comes across and minimizing these risks are targeted. According to the results of SWOT analysis done within the study, strengths of the agricultural sector in Turkey are; the farm lands are controlled by TARSİM due to the production potential and vast variety of products of wide agricultural estates, and also, the intervention in case any kind of possible risk is being centrally provided. The blind sides of the agricultural sector are; the farm lands are sectional, for this reason, the farmers do no check in because of their being uninformed about the insurance issue. When examining the opportunities of sector; Turkey has on the ball in the matter of agricultural feasibility thanks to its geopolitical location, the manufacture of products which are aimed at the home demand and foreign demand is enhanced, and, the country is ensuring the necessary contribution support for the productivity growth. When the threats targeting the agricultural sector are considered; nonbeing of young population to do agriculture in consequence of qualified inhabitants' migration from country side to urban areas, farmers' being abstaining towards the supports shown to them about the issue of risks in the farm lands, and finally, causing the system to slow down. Strengths and opportunities in the agricultural sector of Turkey have more influence than the blind sides and threatening facts. But for this potential to reveal its own power will be possible with the governments' executions more active in agriculture insurance. KEY WORDS: Agricultural Sector, Agricultural Risk Management, Agriculture Insurance, TARSİM