Türk bankalarının fiyat dışı stratejilerinin finansal aracılık faaliyetlerine etkileri

This thesis aims to explore the eects of the availability of network brancheson the intermediation performance of deposit banks in Turkey. Banks' intermediationperformance was measured by their ability to attract loans anddeposits. The variations of non-pricing behavior among large scaled versussmall scaled banks and public versus private banks were also analyzed. Panelgeneralized method of moment was used with quarterly panel data betweenthe years 2003 and 2008. Empirical ndings reveal that there exist a positiveand signicant relationship between all deposit banks' intermediation performanceand their branch network decisions. Results also conrmed that byhaving larger branch networks especially for large scaled, small scaled andprivate deposit banks signicantly increase their deposits ans loans duringthe sample period. However, we couldn't nd any association between thenancial intermediation performance and branch network size of the publicbanks. Overall, the ndings suggest that branch network decisions play acritical role for deposit banks' performance. Considering recent competitionamong banks in Turkey, we expect that branching strategies and other nonpricingstrategies of the banks will matter more in the future.