Digitalisation, new generation technologies and their effects on finance

Technology usage is increasing day by day as development of the technology is increasing. The aim of this thesis is to investigate and identify the present and future effects of digitalisation and financial technologies which are improved by new generation technologies. In addition the term of digitalisation and new generation technologies are presented. These technologies highlight the world-wide competitive game changer effects, but differ from sectoral constructions. The thesis then identifies the uses of financial technologies, and further outlines the structure of financial technologies and services in sectors. In detailed sections of the thesis provide an overview of sectors which are dominated by new generation technologies, including production channel, distribution channel and social and personal channel with well-defined properties. Moreover, detailed sections reveal the statistical calculations, which draws numbers of the cash flow and customer analytics by banking terms according to countries balance sheets and customer reported graphs. Here, comparison of countries is highlighted according to years and terms, and customer reports which answer the big argument of digitalisation. The thesis argues that digitalisation and new generation technologies affect the finance and countries in terms of economic and global conditions in positively. As a result, statistical calculations outline the importance of the digitalisation and new generation technologies on finance. Keywords: Correlation Analysis, Digitalisation, Technology, Finance, Sectoral Technology, Financial Technologies