Banking applications for commercial loans and an application for evaluation of investment credit

A lot of knowledge that is known about banking bussiness, habits, methods of operation is also changing fast in the financial sector of fast changing world. To prevent bank from not fulling their responsibilties because of the risks that they are up against and devoloping regulations against these risks are not only turkish banking sectors concern but also world banking concern. The banks which has to trade in intense competition have no endurance of problematic loan under the conditions of decreasing interest income. Under these conditions Financing sources, provided to firms by banks, can only be placed according to certain rules after the specific research and investigations, All these efforts are aimed at measuring the risk of the bank's inability to back its debts owed to one. İn the other hand one of the most important sources of financing for firms emerges as bank loans.This research, analyzes the study for healty returning of loan which is given to Kobi segment company, loan application, prepared loan evalution reports, the process of bank credit rating and aim to guide reel sector firms.