Consumers protection on the housing finance contracts within the context of law on the protection of consumers article 10/b

Mortgage system is a concept, which was accepted in Turkey in 2007. In many countries this system is called as Mortgage, but in Turkey it?s termed as housing finance system. Housing finance system was composed with the arrangement which has brought changes in many laws and is considered the Mortgage law. With regard to the system of housing finance contracts to be made to Law No. 5582 's twenty-fourth article about the Consumer Protection Law 's 10 / B was set out. The main reason for this is that mortgage contracts is made by consumers. That is why an important consumer protection law also takes place on consumer protection regulations. In this law, a consumer credit quality as the contracts for housing finance, in addition to the similar arrangements, consumer loans, consumer protection arrangements as prescribed have brought a different nature.Carrying importance about protection of consumers, arrangement of Protection about Consumers Law?s proviso 10/B, is a sentence which brings arrangements of consumers protection about arrangement in many parts. Housing finance arrangement is a sentence about not only information of consumers, protection them in unjust arrangements, but also making arrangements about taking responsibility to the financing organisation, which is pro and con of consumers. With this work, it was aimed at watching out which rights consumers have in contracts of housing finance arrrangement and was made clarity of consumers rights by researching the important points about protection of consumers. At working housing financing arrangements, ways of protection of consumers are determined .Key Words: Mortgage, Housing Finance, Housing Finance Arrangement, Consumer Kredit, Consumers Protection, Consumers Right.