Consumer credit agreement according to the protection of consumer law number 6502

The protection of consumers is one of the obligations that the legal authority imposes on the consumer based on constitutional rights, as well as the opposition to the requirements imposed by the EU harmonization process. In this sense, legal regulations in the process up to the Law No. 4077 on the Protection of the Consumer in Turkey did not provide a healthy legal practice for the lenders in favor of the consumer. Regulations made with Law No. 4077 included deficiencies in the point of protection of the consumer but they were also subject to grievances and with the amendments made in this meaning, the Law on Protection of Consumer No 6502 was accepted in 2013 and put into force in 2014. The new law, on the basis of acting on the principle of protection of the consumer as well as the elimination of deficiencies in the ECTSC. In this direction, the subjects that are not found in the old blood have been discussed and the ambiguities have been tried to be solved. Innovations made in the new blood on consumer loans are in favor of the consumer, but they also maintain this lack of consumers who are more ignorant than the lenders. Consumer rights have been further advocated and the consumer's rights have been legally protected, including the interest rate on consumer loans, the fact that the contract content can not be changed against the consumer, and the regulations concerning the time and consequences of the cancellation are addressed. The shortcomings in practice at this point are the circumstances in which the lender can be found in arbitrary practices (such as default interest rate that should be included in the contract). In order to achieve this, it is inevitable that the consumer is informed in a healthier and clear manner. Keywords: Consumer, Loan, Consumer Loan, Consumer Loan Agreement